Latest ObamaCare surprise: Most won't be able to buy health insurance until end of year

There is yet another ObamaCare surprise waiting for consumers: from now until the next open enrollment at the end of this year, most people will simply not be able to buy any health insurance at all, even outside the exchanges.
"It's all closed down. You cannot buy a policy that is a qualified policy for the purpose of the ACA (the Affordable Care Act) until next year on January 1," says John DiVito, president of Flexbenefit which has 2,500 brokers.
John Goodman of the National Center for Policy Analysis in Dallas adds, "People are not going to be able to buy individual and family policies, and that's part of ObamaCare. And what makes it so surprising is the whole point of ObamaCare was to encourage people to get insurance, and now the market has been completely closed down for the next seven months."
That means that with few exceptions, tens of millions of people will be locked out of the health insurance market for the rest of this year.
Only about one in four subsidy-eligible people signed up for health insurance," says Robert Laszewski of Health Policy Associates. "That means about 13 million subsidy-eligible people have not yet signed up for health insurance."
Add to that millions more who waited, or thought the policies under ObamaCare were too expensive and decided just to pay the tax penalty.
Although those who failed to buy insurance during the enrollment period could face a government penalty, most will not have to pay that penalty until they do their taxes next year.
“In all likelihood," says Laszewski, "we've only signed up somewhere between one in five and one in seven people who were uninsured prior to the start of ObamaCare."
That means millions are left outside the health insurance market. There is short term insurance, but anyone with a pre-existing condition can be turned down.
The reason sales of health insurance were crammed into short enrollment periods was so insurance companies would have some certainty about who would be in the risk pool, allowing them to set their rates accordingly.
Goodman explains, "they fear that the only people who will try to buy are people who are sick, and they are going to be expensive. So it’s built into the screwy logic of the whole ObamaCare system."
DiVito puts it this way: "So can you imagine that on July 1, an indvidual's walking down the street, they get hit by a car, the ambulance comes and picks them up and inside that ambulance is an insurance salesman selling them a policy. That is exactly what the insurance industry was trying to avoid."
There is one way consumers can still sign up, but only under limited circumstances.
"If you have a qualifying event, a life qualifying event, which means you get married, you get divorced, you get fired from your job" says Goodman. Or you have a child, or lose a spouse or have a change in income.
"It has to be one of those kinds of events,” he adds. “And if you don’t have that, you're not going to be able to buy insurance."
Barring any of those so-called life events, tens of millions will remain uninsured and won't be able to buy health insurance, no matter how hard they try.

Ukraine

Brandeis University withdraws planned honorary degree for Islam critic Ayaan Hirsi Ali

(Bailey) I'm guessing now that Muslims control the American Schools?
Brandeis University in Massachusetts announced Tuesday that it had withdrawn the planned awarding of an honorary degree to Ayaan Hirsi Ali, a staunch critic of Islam and its treatment of women, after protests from students and faculty. 
The university said in a statement posted online that the decision had been made after a discussion between Ali and university President Frederick Lawrence. 
"She is a compelling public figure and advocate for women's rights, and we respect and appreciate her work to protect and defend the rights of women and girls throughout the world," said the university's statement. "That said, we cannot overlook certain of her past statements that are inconsistent with Brandeis University's core values."
Ali, a member of the Dutch Parliament from 2003 to 2006, has been quoted as making comments critical of Islam. That includes a 2007 interview with Reason Magazine in which she said of the religion, "Once it's defeated, it can mutate into something peaceful. It's very difficult to even talk about peace now. They're not interested in peace. I think that we are at war with Islam. And there's no middle ground in wars."
Ali was raised in a strict Muslim family, but after surviving a civil war, genital mutilation, beatings and an arranged marriage, she renounced the faith in her 30s. She has not commented publicly on the issue of the honorary degree. 
In 2007, Ali helped establish the AHA Foundation, which works to protect and defend the rights of women in the West from oppression justified by religion and culture, according to its website. The foundation also strives to protect basic rights and freedoms of women and girls. This includes control of their own bodies, access to an education and the ability to work outside the home and control their own income, the website says.
More than 85 of about 350 faculty members at Brandeis signed a letter asking for Ali to be removed from the list of honorary degree recipients. And an online petition created Monday by students at the school of 5,800 had gathered thousands of signatures from inside and outside the university as of Tuesday afternoon.
"This is a real slap in the face to Muslim students," said senior Sarah Fahmy, a member of the Muslim Student Association who created the petition said before the university withdrew the honor.
"But it's not just the Muslim community that is upset but students and faculty of all religious beliefs," she said. "A university that prides itself on social justice and equality should not hold up someone who is an outright Islamophobic."
Thomas Doherty, chairman of American studies, refused to sign the faculty letter. He said it would have been great for the university to honor "such a courageous fighter for human freedom and women's rights, who has put her life at risk for those values."
Bernard Macy, a 1979 Brandeis graduate, sent an email this week to university President Frederick Lawrence and several members of the faculty saying, "Thank you for recognizing Ayaan Hirsi Ali for defending Muslim women against Islamist honor violence."
But Ibrahim Hooper, a spokesman for the Council on American-Islamic Relations, the nation's largest Muslim advocacy group, said, "It is unconscionable that such a prestigious university would honor someone with such openly hateful views."
The organization sent a letter to university President Frederick Lawrence on Tuesday requesting that it drop plans to honor Ali.
"This makes Muslim students feel very uneasy," Joseph Lumbard, chairman of Islamic and Middle Eastern studies, said in an interview. "They feel unwelcome here."
The Associated Press contributed to this report.